居屋2024

As a local citizen, I am excited about the upcoming launch of the Home Ownership Scheme (HOS) 2024. This scheme provides an opportunity for middle-income families to purchase a home at a subsidized price.

In recent years, housing prices have skyrocketed, making it increasingly difficult for ordinary people to own a home. The HOS aims to address this issue by offering affordable housing options to eligible families.

• Hong Kong permanent residents
• Aged 18 or above
• Have sufficient financial resources to pay the down payment and mortgage
• Meet the income and asset limits set by the government

• Subsidized prices: HOS flats are sold at a discount to market value, making them more affordable for eligible buyers.
• Low mortgage rates: The government offers low-interest mortgages to HOS buyers, further reducing their financial burden.
• Long repayment period: HOS buyers have up to 25 years to repay their mortgages, providing them with greater flexibility and peace of mind.

• Applications for the HOS 2024 will open in early 2024.
• Interested buyers can apply online through the Hong Kong Housing Authority website.
• Applicants will need to provide proof of their income, assets, and other eligibility criteria.
• Successful applicants will be notified and invited to select a flat from the available units.

The HOS is a valuable program that can help middle-income families achieve their dream of homeownership. If you are eligible and interested in applying for the HOS 2024, be sure to mark your calendar and gather the necessary documents.