To avoid online fraud she could use PayPal also when bying online she could check that a website has a padlock on the link / url bar.
when in a bar, restaurant, or any other place make sure : you can see the card at all times, type the pin in a way that no can see or a even simpler way USE MONEY !
stealing someone's credit card there are lots of ways to do it i would use the skimming machine i would take a pic also put a virus on the pc set up a web site with cheep products
to protect my self i would use the stolen credit card and i would use my card only on shops
ways to avoid trojens and spywere -
install a good anti virus softwere
not open unknown emails / websites
keep your anti virus updated
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