DWP universal credit: What you need to know




Are you struggling to make ends meet? You're not alone. The cost of living crisis is hitting many people hard, and it can be difficult to know where to turn for help.
One option you may want to consider is Universal Credit. This is a payment from the government that can help you with your living costs.
To be eligible for Universal Credit, you must be:
  • Aged 18 or over
  • Living in the UK
  • Have a low income or no income at all
The amount of Universal Credit you get will depend on your circumstances. It will take into account your income, savings, and any other benefits you are receiving.
To apply for Universal Credit, you can:
  • Apply online
  • Call the Universal Credit helpline
  • Visit your local Jobcentre
Once you have applied, you will need to provide evidence of your identity, income, and savings. You may also need to attend an interview.
If you are eligible for Universal Credit, you will usually receive your first payment within a few weeks. You will then be paid every month.
Universal Credit can make a real difference to your life. It can help you with your living costs, such as your rent, mortgage, food, and energy bills. It can also help you to find work and improve your skills.
If you are struggling to make ends meet, I encourage you to consider Universal Credit. It could be the lifeline you need.
For more information on Universal Credit, please visit the government website.