Financial Institutions Should Upgrade To An Active Directory Password Reminder Program

In the current economic climate many hackers have gained access to financial data from millions of people all over the world by means of email or bank account listings containing personal information. For this reason, many websites are requiring a capital letter and a character in passwords set by users. Additionally, they sometimes try to add greater security by loading active directory password reminder software into their system, as well as requiring the number/character in order to accept the log-in.

It concerns authorities that so many university graduates boasting highly technical degrees are having trouble finding work. This creates a feeding ground for criminals to utilize these young minds, teach them to hack systems for personal data, and steal the identities of people in large numbers. Unfortunately, the results for both the hackers and the victims is never a happy tale.

Anyone who has been a victim of identity theft knows that it can ruin their credit score in a matter of days. Most of the time the issue can be resolved, but it may require months of letter writing to various reporting agencies and companies in order to have all the errors corrected. In the meantime, their car insurance rates could rise due to a lowered credit score, and pursuit of a new job could be complicated by that as well.

When one is a victim of fraud through identity theft, their social security number is nearly always compromised, and they will be warned to stay on top of it for all time. It is becoming easier to monitor credit information, but the use of their data will cause a lot of trouble anyway. They may find themselves victimized in this way many times over the years.

There is a networking that takes place among hackers where they share the information of victims whom they have successfully stolen from. It is known as a sucker list, and it is the worst sort of list to be on. While banking institutions are generally cooperative with their clients in rectifying the damage done to bank accounts, fixing credit scores is more complicated when one gets hit hard by this very preventable crime.

These programs will prompt users to alter their passwords at specifically timed intervals. The security is best achieved when the individual has their interval scheduled to something personal, such as date of hire or the day they subscribed. No data system is going to function at peak performance if every employee is being made to alter their passwords simultaneously.

The intervals set out by the client can be specific dates, say every three, six, or twelve months. In this way, employees of a company will have to update their passwords at that set interval, based upon their own date of hire. In other instances, a company may have clients and employees change passwords every 100 to 1000 times they log into their systems, making the date of prompting very sporadic and individual.

It is little measures such as these that help keep private information secure in a time of economic recovery. Most people have a habit of using the same passwords over a range of accounts. In addition, they do not change them until after their account has been compromised, which is too late.

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