Scams Surrounding Social Security Numbers

What is a Social Security Number (SSN)? It's a nine-digit number assigned to U.S. citizens and permanent residents by the Social Security Administration (SSA). It's used to track earnings, benefits, and taxes.

Unfortunately, SSNs are also a target for scammers. They can use your SSN to:

• Steal your identity
• Open fraudulent accounts in your name
• File for tax refunds using your information
• Obtain medical care and insurance benefits

How Can I Protect My SSN?

There are several things you can do to protect your SSN:

• Never give your SSN to someone you don't know or trust.
• Be careful about providing your SSN online or over the phone.
• Use strong passwords and two-factor authentication when accessing online accounts.
• Shred any documents that contain your SSN.
• Report any suspicious activity to the SSA.

If you think you have been a victim of SSN fraud, contact the SSA immediately.

SSN Scams

There are many different types of SSN scams. Here are a few of the most common:

• Phishing scams: Scammers send emails or text messages that look like they're from the SSA or another government agency. They ask you to provide your SSN or other personal information.
• Identity theft: Scammers steal your SSN and other personal information to open fraudulent accounts in your name.
• Tax scams: Scammers file for tax refunds using your SSN without your knowledge.
• Medical identity theft: Scammers use your SSN to obtain medical care and insurance benefits.

If you receive a suspicious request for your SSN, don't respond. Contact the SSA directly to report the scam.

What to Do If You're a Victim of SSN Fraud

If you think you have been a victim of SSN fraud, take the following steps:

• Contact the SSA immediately.
• File a police report.
• Place a credit freeze on your credit reports.
• Monitor your credit reports for suspicious activity.
• Be aware of the signs of identity theft.

SSN fraud can be a very stressful experience. But by taking the right steps, you can protect your identity and minimize the damage.

Remember, the SSA will never ask you for your SSN over the phone or email.